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Experienced Crestview Bankruptcy Attorney Serving You!

Bankruptcy

Call (850) 398-5187 To Learn About Fast and Affordable Debt Relief.

William T. Shaffer, Esq.
146 West Woodruff Ave.Crestview, FL 32536
(850) 398-5187

You do not need to allow debt to destroy your financial life. Trust a local attorney to assist in becoming debt free to best get you on track for a financially free life both today and tomorrow! So many good families and individuals call a law office only after they have spent months struggling or even a period of years trying to get on track. In many cases, these people could have resolved financial issues months or years earlier in as short a period of time as just weeks or months to get their lives back on track!

Bankruptcy Helps Now:

1. Stop Collection Phone Call Harassment.

2. Stop Collection Letters.

3. Prevent or Fix Bank Garnishments!

4. Stop or Prevent Lawsuits!

5. Get Rid of Wage Garnishments.

6. Stop Evictions, Stop Foreclosures, & Repossessions.

7. Stop Home Foreclosure!

8. Preserver Your Business.

9. Erase Some IRS Debt that is Dischargeable!

10. Get Your Sanity Back!

11. Sleep At Night Peacefully Without Overwhelming Debt!

Through bankruptcy, you can discharge unsecured debt, such as medical debt, credit cards, and other loans or lines of personal credit in the form of payday and personal loans, and much more.

Questions About Bankruptcy? Call For Free Consultation Today!

The attorney will make things as simple and helpful for you in getting your financial life back on track. You can get started and learn options for your individual situation through a bankruptcy consultation and how filing bankruptcy could solve your financial problems. Call for a complimentary, no-obligation case review. You will quickly discover that the attorney is concerned and cares about your financial security. For this reason, you will be able to discover the best option for your best possible financial outcome.

• Free Case Review Today!

The attorney is available to help you receive immediate relief in whatever way possible and in the most affordable, and best way possible to solve your financial difficulties.

Personalized Attention For Your Situation

Your attorney will help you receive personal attention which has been uniquely tailored for your unique financial situation. What that means for you is that you will be able to have the necessary time for the attorney to learn and consider your financial issues and which legal solutions offer you the best protection for your assets while minimizing your liabilities. You don’t need to be surprised for this reason to hear the simple question: “What problems have got you considering the option of bankruptcy?” Another common way to discover the root issues might be: “What problems are plaguing you financially?” Your answer for these questions brings out basic financial struggles to help the attorney understand what is hurting you and how your financial concerns can be answered and solved moving forward. The attorney will seek to discuss questions regarding your finances such as your debts, your assets, as well as ongoing financial payments and obligations like your income and mortgage payment, auto payment, etc. As the attorney better understands your issues and what is important for you financially, you will receive better customized legal advice to make the best financial decisions to have a bright financial future.

Hiring a bankruptcy lawyer in Crestview is something that you should not take lightly. Many people who are facing incredibly difficult financial situations wonder, “should I file for bankruptcy?” And the answer to this question is that it depends. There is no easy answer to this question. But as a general answer to the question, you can consider whether a chapter 7 bankruptcy for a fresh start would make sense in your situation to eliminate primarily unsecured debt. On the other hand, a chapter 13 bankruptcy would allow you the ability to catch up past due debts, like home mortgage arrears, or past due balances on an auto loan.

Other times, clients ask “What do I need to do to file bankruptcy?” This question has an answer that is answered handily by a powerful, compassion bankruptcy law firm such as ours. If you are dealing with debt, you’ll need to get a checklist of your required documents in order to file. Some of the documents required in most bankruptcies include such things as 6 months of paystubs from your place of employment. Information about your assets. Information about all your creditors, which is generally obtained from a credit report by your bankruptcy attorneys (which is how we handle it–we’ll pull your credit for you.)

But regardless of whether obtain your credit report, you will need to keep in mind that there are certain creditors that do not make it onto credit reports. Here locally in the Florida Panhandle, you’ll want to consider things like the (Badcock Home Furnishings, North Okaloosa Medical Center, also known as, Crestview Hospital.)

Other debtors who are looking at options for solving debt problems wonder, “Can I file bankruptcy without an attorney?” Answering the question of how to file bankruptcy without a lawyer is something that you need to weigh carefully and not take lightly. The ramifications of filing bankruptcy can be very long-lasting. If you have assets such as a vehicle, house, or other important assets like retirement accounts, then you could lose these assets if you do not correctly file your bankruptcy.

Bankruptcy is a serious decision, and if you file it properly and exempt your assets correctly, then you do not risk losing the assets generally, because an experienced bankruptcy attorney is going to hold you back from filing a bankruptcy if you stand to lose assets. But this also brings us to another important thing to keep in mind, and that is that you must be very particular to list and tell your bankruptcy lawyer about all of your assets, because if you do not, then you could risk having assets liquidated which you otherwise could have exempted had your attorney known about the assets to better assist you.

William T. Shaffer, Esq.
146 West Woodruff Ave.
Crestview, FL 32536

(850) 398-5187


We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Additionally, we are lawyers who help people facing mortgage foreclosure, collection practices violations, and collection lawsuits.

Attorney, William T. Shaffer has offices located in Crestview, Florida (Okaloosa County). He assists clients in Baker, Laurel Hill, Defuniak Springs, Freeport, Santa Rosa Beach, Holt, Pace, Milton, Navarre, Gulf Breeze, Jay, Pensacola, Shalimar, Eglin A.F.B, Hurlbert Field, Niceville, Fort Walton Beach, Okaloosa Island, Miramar Beach, Ponce De Leon, Mossy Head, and the surrounding Florida Panhandle area.



© 2019 William T. Shaffer, Attorney at Law | Disclaimer
146 West Woodruff Ave., Crestview, FL 32536
| Phone: 850-398-5187

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